Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$3.0B
Total Deposits
$2.6B
Net Loans
$1.9B
Net Income
$7M
ROA
0.96%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.04%
Risk-Based Capital
14.37%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 78 | 96.15% | 3.85% |
| 2023 | 89 | 91.01% | 1.12% |
| 2022 | 127 | 95.28% | 0.00% |
| 2021 | 118 | 94.92% | 0.00% |
| 2020 | 85 | 89.41% | 3.53% |
| 2019 | 138 | 89.86% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Satisfactory | Large Bank |
| Feb 2023 | Satisfactory | Large Bank |
| Dec 2019 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1993
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Total Branches
6
Branch Deposits
$1.7B
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 72 | 88.89% | 5.56% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red