GREENFIELD, MA · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$858M
Total Deposits
$757M
Net Loans
$527M
Net Income
$1M
ROA
0.64%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.58%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 275 | 71.64% | 7.27% |
| 2023 | 284 | 77.11% | 6.69% |
| 2022 | 344 | 75.87% | 10.76% |
| 2021 | 507 | 80.08% | 6.71% |
| 2020 | 504 | 71.03% | 8.73% |
| 2019 | 404 | 77.48% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2012 | Outstanding | Small Bank |
| Mar 2006 | Outstanding | Small Bank |
| May 2001 | Satisfactory | Small Bank |
2 previous ratings locked — back to 1994
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Total Branches
10
Branch Deposits
$734M
1-Year Change
0
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Preview:
| 2018 | 388 | 82.22% | 8.25% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red