This institution is no longer active
Operations ceased on December 31, 1992. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$782M
Total Deposits
$369M
Net Loans
$622M
Net Income
$9M
ROA
1.43%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.84%
Risk-Based Capital
21.52%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2020 | 6,141 | 62.11% | 18.30% |
| 2019 | 4,854 | 63.97% | 23.49% |
| 2018 | 4,885 | 66.08% | 22.05% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
This is the only examination on record for this bank.
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County
Established
Total Assets