This institution is no longer active
Operations ceased on May 28, 2004. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.0B
Total Deposits
$714M
Net Loans
$501M
Net Income
$3M
ROA
0.99%
Above avg for Community banks. Peer avg: 0.90%
ROE
4.26%
Risk-Based Capital
12.19%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,393 | 75.66% | 6.03% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2002 | Satisfactory | Large Bank |
| Jul 2000 | Satisfactory | Large Bank |
| Apr 1998 | Satisfactory | Large Bank |
2 previous ratings locked — back to 1990
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Address
County
Established
Total Assets