This institution is no longer active
Operations ceased on January 1, 2023. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$1.0B
Net Income
$18M
ROA
1.49%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.45%
Risk-Based Capital
14.03%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2022 | 150 | 90.67% | 4.00% |
| 2021 | 169 | 83.43% | 9.47% |
| 2020 | 194 | 92.27% | 4.12% |
| 2019 | 128 | 85.94% | 6.25% |
| 2018 | 130 | 80.77% | 8.46% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2021 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
| Apr 2016 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2001
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Established
Total Assets