🏦Bank Scorer

This institution is no longer active

Operations ceased on May 18, 2001. CRA examination history below reflects the period it was active.

GRANDBANK

ROCKVILLE, MD · Supervised by FDIC

Est. 1979FDIC #22,988RSSD: FDIC-22988
Part ofCENTURY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: May 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.69%

Institution Profile

FDIC BankFind

Address

1800 Rockville Pike, ROCKVILLE, MD

County

Montgomery County

Established

November 21, 1979

Total Assets

$120M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2001Call Report / FDIC

Total Assets

$120M

Total Deposits

$105M

Net Loans

$68M

Net Income

$-1,095K

ROA

-3.69%

ROE

-52.96%

Risk-Based Capital

9.20%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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