This institution is no longer active
Operations ceased on January 1, 2025. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$1.3B
Net Income
$5M
ROA
0.33%
Below avg for Community banks. Peer avg: 0.90%
ROE
4.67%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 422 | 69.19% | 14.69% |
| 2023 | 444 | 71.62% | 11.26% |
| 2022 | 715 | 76.92% | 7.97% |
| 2021 | 515 | 73.59% | 3.50% |
| 2020 | 476 | 68.91% | 7.35% |
| 2019 | 224 | 74.11% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Large Bank |
| Jul 2020 | Satisfactory | Large Bank |
| Sep 2017 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1990
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Address
County
Established
Total Assets
| 2018 | 264 | 76.89% | 7.58% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red