This institution is no longer active
Operations ceased on January 1, 2002. CRA examination history below reflects the period it was active.
GLOUCESTER, MA · Supervised by FDIC
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$165M
Total Deposits
$103M
Net Loans
$94M
Net Income
$-29K
ROA
-0.02%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.12%
Risk-Based Capital
19.10%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1998 | Outstanding | Small Bank |
| Jun 1996 | Outstanding | Small Bank |
| Jan 1994 | Satisfactory | Not Reported |
1 previous rating locked — back to 1991
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Total Assets