Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.1B
Net Loans
$900M
Net Income
$4M
ROA
1.30%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.39%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,885 | 82.33% | 4.30% |
| 2023 | 1,793 | 83.49% | 3.74% |
| 2022 | 2,177 | 85.16% | 3.17% |
| 2021 | 2,593 | 87.12% | 2.47% |
| 2020 | 2,559 | 88.35% | 2.70% |
| 2019 | 1,630 | 86.75% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2023 | Satisfactory | Intermediate Small Bank |
| Jul 2020 | Satisfactory | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
3
Branch Deposits
$980M
1-Year Change
0
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| 3.62% |
| 2018 | 982 | 82.08% | 4.18% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red