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This institution is no longer active

Operations ceased on December 16, 1999. CRA examination history below reflects the period it was active.

FULTON SAVINGS BANK, FSB

FULTON, MO · Supervised by OTS

Est. 1912FDIC #30,192
Satisfactory Same

Current rating · Exam: March 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

5th & Market Streets, FULTON, MO

County

Callaway County

Established

January 1, 1912

Total Assets

$117M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 29, 1999

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202419592.82%3.08%
202321389.67%1.88%
202235191.74%1.42%
202121590.7%1.86%
202030587.21%4.26%
201921886.7%7.80%
201820185.57%4.48%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

4 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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