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This institution is no longer active

Operations ceased on April 30, 2010. CRA examination history below reflects the period it was active.

FRONTIER BANK

EVERETT, WA · Supervised by FDIC

Est. 1978FDIC #22,710RSSD: FDIC-22710
Part ofFRONTIER FINANCIAL CORP→ View all charters
Satisfactory Down

Current rating · Exam: October 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.27%

Institution Profile

FDIC BankFind

Address

332 Southwest Everett Mall Way, EVERETT, WA

County

Snohomish County

Established

September 6, 1978

Total Assets

$3.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 6, 2008

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$3.3B

Total Deposits

$2.8B

Net Loans

$2.6B

Net Income

$-45,063K

ROA

-5.27%

ROE

-466.07%

Risk-Based Capital

1.09%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Declining

Based on last 3 exams

6 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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