Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$841M
Total Deposits
$757M
Net Loans
$681M
Net Income
$4M
ROA
1.85%
Above avg for Small banks. Peer avg: 0.44%
ROE
22.20%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 306 | 87.25% | 3.92% |
| 2023 | 256 | 83.59% | 5.08% |
| 2022 | 305 | 89.18% | 4.59% |
| 2021 | 258 | 89.15% | 5.04% |
| 2020 | 158 | 87.34% | 5.70% |
| 2019 | 184 | 83.7% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Jan 2021 | Satisfactory | Small Bank |
| Mar 2018 | Satisfactory | Small Bank |
3 previous ratings locked — back to 2002
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Total Branches
7
Branch Deposits
$673M
1-Year Change
0
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Preview:
| 2018 | 154 | 78.57% | 11.69% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red