🏦Bank Scorer

FRANKLIN SAVINGS BANK

FARMINGTON, ME · Supervised by FDIC

Est. 1868FDIC #19,836RSSD: FDIC-19836
Part ofFSB BCORP MHC→ View all charters
Satisfactory Same

Current rating · Exam: December 2001

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.95%

Institution Profile

FDIC BankFind

Address

197 Main St, FARMINGTON, ME

County

Franklin County

Established

November 16, 1868

Total Assets

$765M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2001

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 24 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$765M

Total Deposits

$607M

Net Loans

$662M

Net Income

$2M

ROA

0.95%

ROE

5.28%

Risk-Based Capital

23.07%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

8

Branch Deposits

$588M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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