Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$384M
Total Deposits
$304M
Net Loans
$247M
Net Income
$27K
ROA
0.03%
Below avg for Small banks. Peer avg: 0.44%
ROE
0.20%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 171 | 79.53% | 8.19% |
| 2023 | 126 | 88.1% | 6.35% |
| 2022 | 215 | 86.98% | 10.23% |
| 2021 | 727 | 88.58% | 5.36% |
| 2020 | 932 | 92.6% | 3.76% |
| 2019 | 503 | 90.46% |
This is the only examination on record for this bank.
Total Branches
3
Branch Deposits
$305M
1-Year Change
0
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Preview:
| 2018 | 322 | 92.55% | 3.42% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red