This institution is no longer active
Operations ceased on February 26, 2022. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$261M
Total Deposits
$224M
Net Loans
$200M
Net Income
$4M
ROA
1.44%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.36%
Risk-Based Capital
11.87%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 80 | 61.25% | 2.50% |
| 2020 | 855 | 73.1% | 5.73% |
| 2019 | 570 | 77.72% | 4.91% |
| 2018 | 296 | 72.97% | 9.12% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2016 | Satisfactory | Small Bank |
| Aug 2011 | Satisfactory | Small Bank |
| Jan 2008 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Address
County
Established
Total Assets