🏦Bank Scorer

This institution is no longer active

Operations ceased on February 26, 2022. CRA examination history below reflects the period it was active.

FORTUNEBANK

ARNOLD, MO · Supervised by FDIC

Est. 2005FDIC #58,107RSSD: FDIC-58107
Part ofFORTUNE FINANCIAL CORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.44%

Institution Profile

FDIC BankFind

Address

3494 Jeffco Boulevard, ARNOLD, MO

County

Jefferson County

Established

December 1, 2005

Total Assets

$261M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2016

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2021Call Report / FDIC

Total Assets

$261M

Total Deposits

$224M

Net Loans

$200M

Net Income

$4M

ROA

1.44%

ROE

17.36%

Risk-Based Capital

11.87%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

Mortgage Denial Rate2.50%Peer avg: 7.63%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20218061.25%2.50%
202085573.1%5.73%
201957077.72%4.91%
201829672.97%9.12%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2008

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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