Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$407M
Total Deposits
$346M
Net Loans
$335M
Net Income
$1M
ROA
1.02%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.26%
Risk-Based Capital
13.80%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 111 | 83.78% | 11.71% |
| 2023 | 103 | 77.67% | 10.68% |
| 2022 | 179 | 91.62% | 2.23% |
| 2021 | 305 | 88.85% | 1.64% |
| 2020 | 365 | 91.51% | 2.19% |
| 2019 | 217 | 87.1% | 1.84% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Small Bank |
| Apr 2022 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$341M
1-Year Change
+1
5-year net change: +1 branches
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Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red