Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$886M
Total Deposits
$696M
Net Loans
$699M
Net Income
$3M
ROA
1.50%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.92%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 271 | 79.7% | 8.12% |
| 2023 | 307 | 79.15% | 12.70% |
| 2022 | 378 | 82.54% | 7.94% |
| 2021 | 433 | 80.37% | 10.85% |
| 2020 | 419 | 77.57% | 13.13% |
| 2019 | 365 | 81.92% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2026 | Satisfactory | Intermediate Small Bank |
| Dec 2022 | Satisfactory | Intermediate Small Bank |
| Sep 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
11
Branch Deposits
$652M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 469 | 81.66% | 9.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red