Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.0B
Total Deposits
$1.8B
Net Loans
$1.2B
Net Income
$3M
ROA
0.66%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.28%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 710 | 66.9% | 14.23% |
| 2023 | 858 | 68.53% | 12.70% |
| 2022 | 1,137 | 71.86% | 11.96% |
| 2021 | 886 | 67.16% | 9.59% |
| 2020 | 723 | 65.7% | 11.89% |
| 2019 | 579 | 77.72% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2025 | Satisfactory | Large Bank |
| Oct 2021 | Satisfactory | Large Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1994
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Total Branches
13
Branch Deposits
$1.7B
1-Year Change
0
5-year net change: +1 branches
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| 8.64% |
| 2018 | 560 | 77.32% | 8.57% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red