FIRST BCORP is the bank holding company. FIRSTBANK PUERTO RICO is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

FHD

FIRST BCORP

Legal name: FIRST BANCORP

1 active bank · $19.1B combined assets

RSSD ID: 2744894 (FFIEC NIC)

Combined Assets

$19.1B

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRSTBANK PUERTO RICOSANTURCE, PRSatisfactory$19.1BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$19.1B

1 active bank

Consumer Complaints (12 mo)

29 all time · filed with CFPB

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$16.7B

Net Income

$86M

ROA (avg)

1.8%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

3,431

Origination Rate

62.96%

Denial Rate

20.37%

Consumer Complaints

CFPB

Aggregated across all active bank charters in this group.

Last 12 Months

All Time

Top Category

Checking or savings account

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRSTBANK PUERTO RICO	SANTURCE, PR	FDIC	$19.1B	100.0%	Satisfactory	Feb 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.