Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$4.5B
Total Deposits
$3.8B
Net Loans
$3.4B
Net Income
$19M
ROA
1.73%
Above avg for Community banks. Peer avg: 0.90%
ROE
14.36%
Risk-Based Capital
14.81%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,502 | 64.19% | 14.31% |
| 2023 | 2,527 | 65.69% | 14.72% |
| 2022 | 2,862 | 67.71% | 13.66% |
| 2021 | 3,618 | 69.35% | 13.07% |
| 2020 | 4,153 | 68.05% | 13.58% |
| 2019 | 2,892 | 71.06% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2023 | Outstanding | Large Bank |
| Apr 2020 | Satisfactory | Large Bank |
| May 2017 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1990
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Total Branches
53
Branch Deposits
$3.6B
1-Year Change
-3
5-year net change: +2 branches
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| 13.87% |
| 2018 | 2,840 | 72.85% | 12.78% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red