This institution is no longer active
Operations ceased on December 22, 1997. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$105M
Total Deposits
$77M
Net Loans
$84M
Net Income
$963K
ROA
1.38%
Above avg for Small banks. Peer avg: 0.44%
ROE
17.78%
Risk-Based Capital
11.22%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 47 | 51.06% | 12.77% |
| 2020 | 40 | 47.5% | 22.50% |
| 2019 | 89 | 47.19% | 20.22% |
| 2018 | 85 | 36.47% | 29.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 1995 | Outstanding | Not Reported |
| Apr 1993 | Outstanding | Not Reported |
Exam dates and details are paywalled
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Address
County
Established
Total Assets