This institution is no longer active

Operations ceased on December 17, 2010. CRA examination history below reflects the period it was active.

FIRST SOUTHERN BANK

BATESVILLE, AR · Supervised by FDIC

Est. 2005FDIC #58,052RSSD: FDIC-58052

Satisfactory Same

Current rating · Exam: March 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.44%

Institution Profile

FDIC BankFind

Address

1583 South St. Louis Street, BATESVILLE, AR

County

Independence County

Established

August 1, 2005

Total Assets

$192M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2011

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$192M

Total Deposits

$156M

Net Loans

$126M

Net Income

$510K

ROA

0.44%

ROE

4.60%

Risk-Based Capital

15.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2007

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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