🏦Bank Scorer

This institution is no longer active

Operations ceased on September 30, 2024. CRA examination history below reflects the period it was active.

FIRST SOUND BANK

SEATTLE, WA · Supervised by FDIC

Est. 2004FDIC #57,799RSSD: FDIC-57799
Satisfactory Same

Current rating · Exam: October 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.51%

Institution Profile

FDIC BankFind

Address

925 4th Ave, SEATTLE, WA

County

King County

Established

July 19, 2004

Total Assets

$155M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2019

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2024Call Report / FDIC

Total Assets

$155M

Total Deposits

$112M

Net Loans

$134M

Net Income

$-203K

ROA

-0.51%

ROE

-5.42%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

3 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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