Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$972M
Total Deposits
$880M
Net Loans
$837M
Net Income
$2M
ROA
0.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.70%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 238 | 77.31% | 9.24% |
| 2023 | 265 | 74.34% | 6.42% |
| 2022 | 245 | 71.02% | 8.98% |
| 2021 | 351 | 75.78% | 6.27% |
| 2020 | 374 | 75.4% | 5.08% |
| 2019 | 345 | 72.17% |
Last 12 Months
5
Since 2018
30
all complaints on record
Monetary Relief
13.3%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2026 | Satisfactory | Intermediate Small Bank |
| Apr 2023 | Satisfactory | Intermediate Small Bank |
| May 2020 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1992
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Total Branches
11
Branch Deposits
$742M
1-Year Change
+1
5-year net change: +1 branches
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Preview:
| 2018 | 270 | 61.85% | 17.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 2 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 0 | 0 |
| January 2026 | 2 | 1 |
Data through Jan 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.