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This institution is no longer active

Operations ceased on November 24, 1997. CRA examination history below reflects the period it was active.

FIRST SECURITY BANK OF WYOMING

ROCK SPRINGS, WY · Supervised by FDIC

Est. 1887FDIC #11,959RSSD: FDIC-11959
Part ofFIRST SECURITY CORP→ View all charters
Outstanding Up

Current rating · Exam: March 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.22%

Institution Profile

FDIC BankFind

Address

1400 Dewar Drive, ROCK SPRINGS, WY

County

Sweetwater County

Established

January 1, 1887

Total Assets

$218M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1996

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$218M

Total Deposits

$183M

Net Loans

$129M

Net Income

$2M

ROA

1.22%

ROE

9.65%

Risk-Based Capital

15.94%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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