Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$589M
Total Deposits
$478M
Net Loans
$415M
Net Income
$-509K
ROA
-0.34%
Below avg for Small banks. Peer avg: 0.44%
ROE
-4.37%
Risk-Based Capital
15.77%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 106 | 61.32% | 13.21% |
| 2023 | 115 | 65.22% | 11.30% |
| 2022 | 203 | 57.14% | 18.23% |
| 2021 | 311 | 59.16% | 9.97% |
| 2020 | 372 | 65.32% | 8.33% |
| 2019 | 252 | 65.87% | 13.10% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Outstanding | Intermediate Small Bank |
| Jul 2021 | Outstanding | Intermediate Small Bank |
| Jul 2018 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2015
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Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$490M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red