Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$931M
Net Loans
$808M
Net Income
$4M
ROA
1.34%
Above avg for Community banks. Peer avg: 0.90%
ROE
13.39%
Risk-Based Capital
14.15%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,357 | 84.08% | 5.31% |
| 2023 | 1,137 | 84.26% | 5.63% |
| 2022 | 1,306 | 82.85% | 7.27% |
| 2021 | 2,776 | 86.06% | 7.85% |
| 2020 | 3,576 | 87.22% | 6.77% |
| 2019 | 2,144 | 86.24% |
Last 12 Months
2
Since 2018
9
all complaints on record
Monetary Relief
0%
% of complaints where company provided monetary relief
Untimely Response
100%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Intermediate Small Bank |
| Jul 2021 | Satisfactory | Intermediate Small Bank |
| Jun 2018 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 2002
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Total Branches
10
Branch Deposits
$951M
1-Year Change
-2
5-year net change: -1 branches
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Preview:
| 7.32% |
| 2018 | 1,767 | 83.81% | 6.51% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 1 | 0 |
| September 2025 | 0 | 0 |
| October 2025 | 0 | 0 |
| November 2025 | 0 | 0 |
| December 2025 | 0 | 0 |
| January 2026 | 0 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 1 | 0 |
Data through Mar 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.