LAS CRUCES, NM · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$175M
Total Deposits
$149M
Net Loans
$91M
Net Income
$751K
ROA
1.77%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.80%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 87 | 45.98% | 41.38% |
| 2023 | 130 | 47.69% | 30.00% |
| 2022 | 196 | 49.49% | 34.69% |
| 2021 | 218 | 61.47% | 25.23% |
| 2020 | 249 | 70.68% | 14.06% |
| 2019 | 291 | 68.73% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2021 | Satisfactory | Small Bank |
| Nov 2015 | Satisfactory | Small Bank |
| Jul 2010 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
3
Branch Deposits
$136M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 256 | 64.06% | 18.75% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red