Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.0B
Net Loans
$836M
Net Income
$6M
ROA
2.24%
Above avg for Community banks. Peer avg: 0.90%
ROE
22.80%
Risk-Based Capital
13.32%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 392 | 85.46% | 4.34% |
| 2023 | 381 | 87.4% | 4.20% |
| 2022 | 694 | 85.73% | 3.75% |
| 2021 | 1,011 | 88.82% | 3.26% |
| 2020 | 990 | 92.63% | 1.21% |
| 2019 | 694 | 87.9% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Satisfactory | Intermediate Small Bank |
| Apr 2022 | Satisfactory | Intermediate Small Bank |
| May 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
9
Branch Deposits
$991M
1-Year Change
+1
5-year net change: +2 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/citizens-bank-of-las-cruces" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 2018 | 757 | 91.28% | 2.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red