FIRST NM FINANCIAL CORP operates 3 active bank charters, each examined independently for CRA compliance.

Bank Holding Company

FIRST NM FINANCIAL CORP

Legal name: FIRST NEW MEXICO FINANCIAL CORPORATION

3 active banks · $593M combined assets

RSSD ID: 1107830 (FFIEC NIC)

Combined Assets

$593M

CRA Rating Summary

Satisfactory2charters

Needs to Improve1charter

Across all 21 exams on record for this holding company's charters, 95% resulted in Outstanding or Satisfactory.

Primary bankFIRST NEW MEXICO BANKDEMING, NMSatisfactory$274MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

2 of 3 banks · Meets expectations for community lending

Combined Assets

$593M

3 active banks

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$500M

Net Income

$3M

ROA (avg)

1.79%

asset-weighted avg

Aggregated HMDA data across all active charters for 2024.

Applications

Origination Rate

45.98%

Denial Rate

41.38%

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST NEW MEXICO BANK	DEMING, NM	FDIC	$274M	100.0%	Satisfactory	Dec 2024
FIRST NEW MEXICO BANK, LAS CRUCES	LAS CRUCES, NM	FDIC	$175M	100.0%	Satisfactory	Jun 2021
FIRST NEW MEXICO BANK OF SILVER CITY	SILVER CITY, NM	FDIC	$144M	100.0%	Needs to Improve	Nov 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.