Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$161M
Total Deposits
$145M
Net Loans
$74M
Net Income
$99K
ROA
0.25%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.79%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 20 | 65% | 30.00% |
| 2023 | 74 | 78.38% | 14.86% |
| 2019 | 66 | 74.24% | 9.09% |
| 2018 | 49 | 71.43% | 16.33% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2021 | Satisfactory | Small Bank |
| Jun 2016 | Satisfactory | Small Bank |
| Aug 2010 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$146M
1-Year Change
0
5-year net change: +1 branches
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