Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$706M
Total Deposits
$621M
Net Loans
$507M
Net Income
$1M
ROA
0.74%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.77%
Risk-Based Capital
14.50%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 177 | 80.79% | 9.60% |
| 2023 | 162 | 81.48% | 8.64% |
| 2022 | 213 | 84.51% | 7.51% |
| 2021 | 258 | 84.88% | 4.65% |
| 2020 | 260 | 84.62% | 3.85% |
| 2019 | 259 | 88.8% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Outstanding | Intermediate Small Bank |
| Aug 2018 | Outstanding | Intermediate Small Bank |
| May 2015 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1994
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Exam dates and details are paywalled
Total Branches
10
Branch Deposits
$612M
1-Year Change
0
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Preview:
| 2018 | 242 | 84.3% | 6.61% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red