This institution is no longer active

Operations ceased on December 1, 1993. CRA examination history below reflects the period it was active.

FIRST MONTGOMERY BANK OF MARYLAND

GAITHERSBURG, MD · Supervised by FDIC

Est. 1988FDIC #27,191RSSD: FDIC-27191

Needs to Improve

Current rating · Exam: May 1993

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -4.82%

Institution Profile

FDIC BankFind

Address

814 West Diamond Avenue, GAITHERSBURG, MD

County

Montgomery County

Established

March 14, 1988

Total Assets

$35M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

May 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$35M

Total Deposits

$34M

Net Loans

$22M

Net Income

$-1,293K

ROA

-4.82%

ROE

-94.76%

Risk-Based Capital

5.53%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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