This institution is no longer active

Operations ceased on January 1, 2026. CRA examination history below reflects the period it was active.

FIRST MISSOURI BANK OF SEMO

KENNETT, MO · Supervised by FDIC

Est. 1965FDIC #19,349RSSD: FDIC-19349

Part ofFIRST MALDEN BANCSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: May 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.82%

Institution Profile

FDIC BankFind

Address

500 Independence Ave, KENNETT, MO

County

Dunklin County

Established

January 18, 1965

Total Assets

$211M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2024

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

Estimated next exam:May 2029(based on asset size)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$211M

Total Deposits

$190M

Net Loans

$185M

Net Income

$4M

ROA

1.82%

ROE

19.53%

Risk-Based Capital

12.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

Branch Deposits

$191M

1-Year Change

5-year net change: -1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 2018

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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