This institution is no longer active
Operations ceased on May 27, 2011. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$173M
Total Deposits
$163M
Net Loans
$126M
Net Income
$-435K
ROA
-0.99%
Below avg for Small banks. Peer avg: 0.44%
ROE
-43.24%
Risk-Based Capital
4.23%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2011 | Satisfactory | Small Bank |
| Dec 2004 | Outstanding | Small Bank |
| May 1999 | Outstanding | Small Bank |
3 previous ratings locked — back to 1991
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County
Established
Total Assets