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This institution is no longer active

Operations ceased on September 30, 2025. CRA examination history below reflects the period it was active.

FIRST FINANCIAL NORTHWEST BANK

RENTON, WA · Supervised by FDIC

Est. 1923FDIC #29,058RSSD: FDIC-29058
Part ofFIRST FINANCIAL NORTHWEST INC→ View all charters
Outstanding Up

Current rating · Exam: December 2021

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.05%

Institution Profile

FDIC BankFind

Address

201 Wells Ave S, RENTON, WA

County

King County

Established

January 1, 1923

Total Assets

$1.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 2021

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2025Call Report / FDIC

Total Assets

$1.4B

Total Deposits

$1.2B

Net Loans

$1.1B

Net Income

$187K

ROA

0.05%

ROE

0.48%

Risk-Based Capital

16.65%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate14.29%Peer avg: 9.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20248465.48%14.29%
202314265.49%13.38%
202224376.54%9.47%
202124576.73%6.94%
202023884.45%2.52%
201921679.63%5.56%
201821479.91%5.61%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

10 previous ratings locked — dating back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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