Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$187M
Total Deposits
$143M
Net Loans
$147M
Net Income
$259K
ROA
0.56%
Above avg for Small banks. Peer avg: 0.44%
ROE
3.64%
Risk-Based Capital
27.20%
Above avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 109 | 84.4% | 5.50% |
| 2023 | 133 | 83.46% | 2.26% |
| 2022 | 175 | 85.14% | 2.29% |
| 2021 | 155 | 81.94% | 5.81% |
| 2020 | 138 | 81.88% | 2.90% |
| 2019 | 180 | 80.56% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Outstanding | Small Bank |
| Mar 2020 | Outstanding | Small Bank |
| Oct 2014 | Outstanding | Small Bank |
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$140M
1-Year Change
0
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Preview:
| 2018 | 164 | 85.37% | 4.27% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red