Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$385M
Total Deposits
$351M
Net Loans
$288M
Net Income
$851K
ROA
0.89%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.22%
Risk-Based Capital
13.88%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 310 | 64.84% | 15.16% |
| 2022 | 294 | 62.93% | 21.43% |
| 2021 | 335 | 52.24% | 28.06% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2021 | Satisfactory | Small Bank |
| Aug 2015 | Satisfactory | Small Bank |
| Jun 2009 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1993
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Total Branches
7
Branch Deposits
$343M
1-Year Change
0
5-year net change: +1 branches
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