This institution is no longer active

Operations ceased on December 1, 1993. CRA examination history below reflects the period it was active.

FIRST ESSEX SAVINGS BANK OF NEW HAMPSHIRE

WINDHAM, NH · Supervised by FDIC

Est. 1986FDIC #26,714RSSD: FDIC-26714

Part ofFIRST ESSEX BCORP INC→ View all charters

Needs to Improve Same

Current rating · Exam: August 1992

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Needs Attention

ROA -1.82%

Institution Profile

FDIC BankFind

Address

Range Road, Route 111a, WINDHAM, NH

County

Rockingham County

Established

July 7, 1986

Total Assets

$37M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

August 1, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1993Call Report / FDIC

Total Assets

$37M

Total Deposits

$25M

Net Loans

$27M

Net Income

$-520K

ROA

-1.82%

ROE

-21.66%

Risk-Based Capital

14.47%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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