🏦Bank Scorer

FIRST COMMUNITY BANK

MILTON, WI · Supervised by FDIC

Est. 1911FDIC #11,225RSSD: FDIC-11225
Part ofFIRST CMTY BANCSHARES CORP→ View all charters
Satisfactory Same

Current rating · Exam: February 2023

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.85%

Institution Profile

FDIC BankFind

Address

202 Merchant Row, MILTON, WI

County

Rock County

Established

January 1, 1911

Total Assets

$163M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2023

Exam Type

Small Bank

Regulator

FDIC
Estimated next exam:Feb 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$163M

Total Deposits

$146M

Net Loans

$122M

Net Income

$747K

ROA

1.85%

ROE

20.25%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$139M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

8 previous ratings locked — dating back to 1990

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/2ec4867d-c480-46bf-af6d-6c7e908acc90"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: