This institution is no longer active

Operations ceased on June 26, 1992. CRA examination history below reflects the period it was active.

FIRST COMMERCIAL BANK OF LONOKE COUNTY

ENGLAND, AR · Supervised by FDIC

Est. 1931FDIC #1,750RSSD: FDIC-1750

Part ofFIRST COMMERCIAL CORP→ View all charters

Satisfactory

Current rating · Exam: November 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.09%

Institution Profile

FDIC BankFind

Address

100 South Allis Street, ENGLAND, AR

County

Lonoke County

Established

January 1, 1931

Total Assets

$49M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 30, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1992Call Report / FDIC

Total Assets

$49M

Total Deposits

$45M

Net Loans

$20M

Net Income

$-11K

ROA

-0.09%

ROE

-1.21%

Risk-Based Capital

14.16%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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