Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$960M
Total Deposits
$827M
Net Loans
$854M
Net Income
$2M
ROA
1.03%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.32%
Risk-Based Capital
15.75%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 697 | 87.8% | 3.30% |
| 2023 | 615 | 83.09% | 4.39% |
| 2022 | 987 | 82.17% | 3.95% |
| 2021 | 530 | 88.68% | 5.85% |
| 2020 | 406 | 86.45% | 7.64% |
| 2019 | 222 | 86.04% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Nov 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 2001
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Total Branches
10
Branch Deposits
$859M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 178 | 85.39% | 3.93% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red