Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.0B
Net Loans
$1.0B
Net Income
$3M
ROA
1.12%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.14%
Risk-Based Capital
12.03%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 98 | 82.65% | 9.18% |
| 2023 | 150 | 86% | 5.33% |
| 2019 | 123 | 85.37% | 4.88% |
| 2018 | 34 | 100% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
Last 12 Months
20
Since 2018
85
all complaints on record
Monetary Relief
17.6%
% of complaints where company provided monetary relief
Untimely Response
5.9%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2022 | Satisfactory | Small Bank |
| May 2016 | Satisfactory | Small Bank |
Exam dates and details are paywalled
Total Branches
5
Branch Deposits
$856M
1-Year Change
+1
5-year net change: +1 branches
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|---|---|
| August 2025 | 1 | 0 |
| September 2025 | 3 | 0 |
| October 2025 | 2 | 0 |
| November 2025 | 1 | 0 |
| December 2025 | 3 | 1 |
| January 2026 | 0 | 0 |
| February 2026 | 0 | 0 |
| March 2026 | 2 | 0 |
| April 2026 | 0 | 0 |
| May 2026 | 3 | 0 |
| June 2026 | 4 | 0 |
Data through Jun 2026.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.