This institution is no longer active

Operations ceased on April 24, 2009. CRA examination history below reflects the period it was active.

FIRST BANK OF IDAHO

KETCHUM, ID · Supervised by FDIC

Est. 1997FDIC #34,396RSSD: FDIC-34396

Satisfactory

Current rating · Exam: October 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.27%

Institution Profile

FDIC BankFind

Address

111 Main Street, KETCHUM, ID

County

Blaine County

Established

March 31, 1997

Total Assets

$491M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2009Call Report / FDIC

Total Assets

$491M

Total Deposits

$371M

Net Loans

$446M

Net Income

$329K

ROA

0.27%

ROE

3.40%

Risk-Based Capital

9.67%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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