JACKSONVILLE, AR · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$998M
Net Loans
$800M
Net Income
$5M
ROA
1.84%
Above avg for Community banks. Peer avg: 0.90%
ROE
20.78%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 77 | 92.21% | 3.90% |
| 2023 | 100 | 95% | 2.00% |
| 2022 | 127 | 99.21% | 0.00% |
| 2021 | 111 | 95.5% | 1.80% |
| 2020 | 499 | 76.75% | 7.01% |
| 2019 | 367 | 76.29% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2023 | Satisfactory | Intermediate Small Bank |
| Nov 2020 | Satisfactory | Intermediate Small Bank |
| Sep 2017 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
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Total Branches
20
Branch Deposits
$968M
1-Year Change
-2
5-year net change: -3 branches
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Preview:
| 2018 | 341 | 71.55% | 7.92% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red