🏦Bank Scorer

This institution is no longer active

Operations ceased on May 29, 1996. CRA examination history below reflects the period it was active.

FIRST AMERICAN STATE BANK

CENTRALIA, WA · Supervised by FDIC

Est. 1981FDIC #23,367RSSD: FDIC-23367
Outstanding Same

Current rating · Exam: July 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -0.04%

Institution Profile

FDIC BankFind

Address

1100 North Harrison Avenue, CENTRALIA, WA

County

Lewis County

Established

March 30, 1981

Total Assets

$34M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1994

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$34M

Total Deposits

$30M

Net Loans

$23M

Net Income

$-3K

ROA

-0.04%

ROE

-0.35%

Risk-Based Capital

14.40%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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