This institution is no longer active

Operations ceased on February 2, 2001. CRA examination history below reflects the period it was active.

FIRST ALLIANCE BANK AND TRUST COMPANY

MANCHESTER, NH · Supervised by FDIC

Est. 1997FDIC #34,264RSSD: FDIC-34264

Satisfactory

Current rating · Exam: November 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -5.09%

Institution Profile

FDIC BankFind

Address

1750 Elm Street, Suite 102, MANCHESTER, NH

County

Hillsborough County

Established

April 7, 1997

Total Assets

$17M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2000Call Report / FDIC

Total Assets

$17M

Total Deposits

$17M

Net Loans

$12M

Net Income

$-1,123K

ROA

-5.09%

ROE

-138.64%

Risk-Based Capital

4.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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