🏦Bank Scorer

This institution is no longer active

Operations ceased on July 1, 1997. CRA examination history below reflects the period it was active.

FARMERS BANK

MARDELA SPRINGS, MD · Supervised by FDIC

Est. 1912FDIC #1,574RSSD: FDIC-1574
Satisfactory Same

Current rating · Exam: December 1995

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.06%

Institution Profile

FDIC BankFind

Address

Main Street, MARDELA SPRINGS, MD

County

Wicomico County

Established

January 1, 1912

Total Assets

$29M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1995

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1997Call Report / FDIC

Total Assets

$29M

Total Deposits

$26M

Net Loans

$21M

Net Income

$-152K

ROA

-1.06%

ROE

-12.43%

Risk-Based Capital

14.14%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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