This institution is no longer active
Operations ceased on April 21, 2006. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$654M
Total Deposits
$483M
Net Loans
$487M
Net Income
$2M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.41%
Risk-Based Capital
10.01%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,430 | 74.55% | 13.78% |
| 2020 | 3,191 | 78.47% | 9.06% |
| 2019 | 1,515 | 73.66% | 12.61% |
| 2018 | 1,032 | 73.64% | 14.53% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2005 | Satisfactory | Large Bank |
| Dec 2002 | Satisfactory | Small Bank |
| Mar 1998 | Satisfactory | Small Bank |
3 previous ratings locked — back to 1991
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Total Assets