HOLLY HILL, SC · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$476M
Total Deposits
$414M
Net Loans
$123M
Net Income
$2M
ROA
2.02%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.36%
Risk-Based Capital
42.61%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 25 | 88% | 12.00% |
| 2023 | 33 | 75.76% | 15.15% |
| 2019 | 45 | 73.33% | 26.67% |
| 2018 | 54 | 74.07% | 22.22% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Intermediate Small Bank |
| Nov 2022 | Satisfactory | Intermediate Small Bank |
| Oct 2019 | Satisfactory | Intermediate Small Bank |
8 previous ratings locked — back to 1990
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Total Branches
8
Branch Deposits
$355M
1-Year Change
0
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